FIS Payments One Credit offers a comprehensive and flexible platform designed to enhance payment experiences for cardholders and financial institutions.
- Provides over 500 APIs for easy integration with applications.
- Features a scalable “Switch-it-on” service for growing card programs.
- Supports various card types: Consumer, Small Business, and Commercial.
- Includes digital-first capabilities like self-service tools, tokenization, and post-purchase loan options.
- Offers advanced fraud and risk mitigation tools.
- Centralized user interface for unified information across credit, ATM, fraud, and disputes.
Streamlined User Experience
Payments One Credit enhances user experience through a centralized interface that improves functionality and workflow.
- Multi-factor authentication ensures improved security and an audit trail.
- Increased data and reporting capabilities provide better insights for servicing and marketing.
- Self-service options streamline processes for both users and cardholders.
Commercial Card Offerings
FIS provides flexible commercial card solutions to manage corporate spending effectively.
- Offers various card types including business, purchasing, corporate, and fleet cards.
- Features include authorization, reporting, and virtual cards for streamlined vendor payments.
- Supports integrated rebates and centralized procurement.
Speed to Market
FIS Payments One Credit enables rapid deployment of new credit plans and card programs.
- Eliminates infrastructure and compliance burdens for quicker market entry.
- A single global software version ensures access to worldwide developments and innovations.
Differentiate with APIs
FIS Code Connect allows financial institutions to leverage open APIs for enhanced integration and innovation.
- Reduces friction in account holder journeys.
- Utilizes data analytics to inform transactions.
- Improves cross-channel integration and delivery.
Tokenization for Enhanced Security
Tokenization replaces primary account numbers with tokens to enhance fraud protection in digital transactions.
- Any BIN can be tokenized, including business and corporate cards.
- Enables small businesses to send digital invoices and accept payments through embedded finance solutions.
Optimize Portfolio and Profitability
FIS PaymentsEdge focuses on improving card portfolio performance and profitability.
- Helps differentiate brands and elevate card program awareness.
- Promotes card activation and increases cardholder engagement.
- Aims to grow revenue without adding staff burden.
Reduce Risk and Mitigate Fraud
FIS employs advanced fraud prevention strategies to balance customer service with fraud mitigation.
- Achieves a nearly 20% reduction in gross fraud averages quarterly.
- Provides 24/7 monitoring and proactive fraud detection services.
Increase Card Usage with Digital Solutions
FIS empowers cardholders with digital tools to manage their cards and prevent fraud.
- Allows location-based controls and spending limits.
- Offers self-service options for card management and alerts.
Simplifying the Digital Card Experience
Provisioning Hub streamlines online checkout for cardholders by simplifying card credential management.
- Facilitates easy updates to card information across payment channels.
- Encourages recurring transactions and boosts revenue.
Digital Card Issuance for Immediate Use
FIS digital issuance allows instant provisioning of new or replacement cards into mobile wallets.
- Maximizes activation rates and increases card usage.
- Enhances security and convenience for cardholders.
FIS Installments for Flexible Repayment
FIS Installments provide cardholders with flexible repayment options for credit card purchases.
- Offers proactive alerts for installment conversion post-transaction.
- Aims to increase average order value and cardholder engagement.
More information
- Contact Dan Collins @ dcollins@nebrcul.org
- 402-651-7069
