Posted May 20th, 2020 No Comments
Credit Union Foundation of Nebraska Awards HS Scholarship

The Credit Union Foundation of Nebraska (CUFN) is proud to announce the first winner of the newly created High School Scholarship — Jaclyn Negrete!  Jaclyn is a member of the Omaha Police Federal Credit Union.  She graduated from Papillion LaVista High School and will be attending the College of St. Mary, where she will study to become a Pre-Physician Assistant.  Congratulations to Jaclyn!!

About the Scholarship:
This CUFN scholarship is available to any high school graduation senior that has been a credit union member for at least 60 days prior to applying.  One $500 scholarship is available for each of the credit union chapter areas.  Applications were accepted from January 15th through March 16th.  If you missed promoting it this year, please be sure to promote this within your credit union and chapter for 2021.  Click HERE for more information about the scholarship and the CUFN.



Posted May 19th, 2020 No Comments
Safeguard Member Relationships, Revenue and Reputation – FREE Webinar

John M. Floyd, Cooperative Solutions Group strategic partner, complimentary webinar

Wednesday, June 3, 2020 9:30 am, CST

Safeguard Member Relationships, Revenue and Reputation,

As competition from FinTech companies and non-traditional financial service providers continues to grow, we hear a lot about speed, convenience and multi-functional capabilities. But when it comes to meeting consumers’ most pressing financial needs, make sure you’re also tuned in to the latest regulatory and compliance expectations.

Over the past few years, there has been an uptick in activity related to consumer litigation against financial institutions for using unfair and deceptive practices, such as:
–failing to obtain affirmative opt-in consent from account holders before charging overdraft fees on ATM and electronic transactions;
–utilizing misleading advertising practices that don’t disclose fees;
–re-ordering transaction processing that results in maximizing overdraft charges;
–implementing sales incentives that encourage deceptive product marketing practices; and
–failing to clearly disclose information relative to overdraft processing and procedures.

The rules and regulations have changed. Learn how you can safeguard your credit union from compliance and legal scrutiny, while improving your service delivery and generating revenue.

Link  to Registration:

Then select “Register” on the bottom of the page


Presenter Bio:



Cheryl joined JMFA in 2001, rising quickly from consultant to engagement manager to executive vice president of implementation. Today she serves as EVP of Compliance Review for overdraft privilege, ensuring the fulfillment of all regulatory requirements. Her responsibilities also include high-level sales support and administration for financial institutions. Cheryl is also a sought-after authority for compliance issues related to overdraft programs. She continues to be invited to speak at numerous industry events.

Cheryl’s impressive background includes more than 30 years of experience in global information technology and financial operations, as well as consulting, communications, training and project management. The Houston native earned her bachelor’s in English from Carnegie-Mellon University, followed by an MBA from Rice University.


Posted May 19th, 2020 No Comments
Don’t pause DEI

Global pandemic is reason to advance, not retreat from DEI efforts.
By Angela Russell, CUNA Mutual Group

Credit unions are more vital now than ever before. They are on the front lines, serving as a sheltering tree and a safe haven for the financial health and well-being of their members and their communities.

As part of this industry, you remind your members they are not alone during this pandemic. You are showing up and demonstrating the credit union difference every day.

These essential habits and values are quite literally built into the fabric of our cooperative upbringing – people helping people, empathy, member service, and authentic community engagement.

But as an industry, we know we must bring another value to the forefront if we are to truly serve all of our members. Last fall, with the urging and leadership of Maurice Smith, CUNA established diversity, equity and inclusion (DEI) as an important part of our cooperative principles for credit unions across the United States.

I am proud of the work I see across the country to bring DEI to the forefront in our day-to-day work. It is a journey, but one I know we are on together.


Not a “Nice to Have”

Now, during a global pandemic and economic uncertainty for many, we are all prioritizing – taking stock of what members need from us now.

And it may be tempting to let these newer DEI efforts fall by the wayside, to reassure ourselves that we’ll return to developing this work when our current crisis has improved, when we have more time and attention to devote.

But I would argue that now is exactly when we need to fully lean into our DEI efforts.

Lines of inequity don’t disappear during a crisis. Instead, they are amplified.

COVID-19 is no exception. It’s impacting various groups differently, highlighting economic and health disparities. DEI isn’t nice to have during times like this one; it’s crucial.

Across the nation we are already seeing the following:
–More men dying of coronavirus
Racial biases in coronavirus testing
–Communities of color being hit particularly hard with COVID-19 because of existing health and economic disparities
–Calls regarding domestic violence are increasing

If we aren’t moving our DEI efforts forward in the face of these disparities, then, when will we?

Understanding differences among and between your members will be even more important during this time.  Knowing that COVID-19 is impacting populations differently will help you to continue to provide exceptional member service.

Here are some things you can do to continue to practice your DEI skills during this time:

–Tell your story and listen to your member stories
– There is a great quote that says, “stories help me see no stranger.” To help us connect across differences, there must be a space and time to share your stories. Questions to consider here include: Is there space for your workforce to share their stories with each other? What is the space that you are creating for your members to share their stories regarding the impact of coronavirus on them, their families and their communities? At CUNA Mutual Group, we are staying in close contact with employees and customers, listening to their needs, and sharing stories of how our employees stay connected during this time.

–Understand and embrace difference – Diversity is a beautiful aspect of humanity, but often we fear what we don’t know. Continue your path toward understanding and embracing difference. Take time to learn how coronavirus is impacting populations differently. Those impacts are being reported on widely, and a quick online news search is a great place to start.

–Ask the equity question – The equity question is, “Who is benefiting and who is burdened?” The decisions we make now will have amplified impact on various communities. When making a decision, take time to pause and ask who is benefiting and who is being burdened by this particular decision.

–Reach out – There are several organizations and individuals within the credit union movement that have and offer a wealth of knowledge, experience and wisdom regarding DEI. Reach out and ask for help.


Moving Forward Together

In this very scary time, it is good to know we have each other.  We are an industry that works together to help more people. We are all in this together – and by leaning into all the values we share, we will make it through together and come out stronger.

During this time, make sure to keep asking yourself:
-How are you continuing to serve as a sheltering tree and safe haven for your members during this time?
-What are you doing to continue to understand and embrace difference?
-How is coronavirus impacting your members and the communities where you are located?
-How are you telling your story, and what are you learning from your members’ stories?

At CUNA Mutual Group, we are focused on supporting our workforce, customers and our communities during this time, leading with our value of inclusion. I am grateful to be with you on this journey.

Angela Russell is the VP, Diversity, Equity & Inclusion at CUNA Mutual Group, the leading provider of insurance and financial services to credit unions and their members. In this role, Angela is responsible for leading and overseeing our work on Diversity & Inclusion and Corporate Social Responsibility. Contact her at or on LinkedIn.

CUNA Mutual 2

Posted May 19th, 2020 No Comments
Nathan Brock of LincOne FCU Receives Rising Star Award

Nathan Brock is a Rising Star!  A Rising Star is dedicated to supporting the goals of member credit unions by cooperatively providing access to knowledge, expert resources and leadership development. {Read The Full Article}

Posted May 19th, 2020 No Comments
NDBF Examination Practices

Threats presented by the COVID-19 pandemic have required NDBF to modify financial institution (FI) examination procedures while continuing to provide strong financial regulation.  {Read The Full Article}

Posted May 19th, 2020 No Comments
Speaker Scheer Calls Legislators Back to Lincoln

Speaker of the Nebraska Legislature, Senator Jim Scheer, sent notification to his colleagues that they would be returning on July 20th to resume and finish the remainder of the sixty-day session.  {Read The Full Article}

Posted May 19th, 2020 No Comments
Are You Checking DataTrac’s RateDex?

The COVID-19 pandemic has changed the financial services world in ways unimaginable just six months ago. The economic impacts of the virus have created all kinds of uncertainties, unknowns, and impending challenges. {Read The Full Article}

Posted May 19th, 2020 No Comments
Millennium Corporate held its 68th Annual Membership Meeting, Friday, April 24th, Virtually!

Adapting to current in-person gathering restrictions, Millennium Corporate board, volunteers, management and over 100 member credit union staff, and Mike Schenk, CUNA Deputy Chief Advocacy Officer for Policy Analysis & Chief Economist, jumped on Zoom Friday, April 24th to host, attend and present at our 68th Annual Membership Meeting. {Read The Full Article}

Posted May 19th, 2020 No Comments
Free NCUL Collection & Bankruptcy Event

Mark Your Calendars:  Free Collection & Bankruptcy Event for member credit unions scheduled for June 9th {Read The Full Article}

Posted May 19th, 2020 No Comments
Army of Volunteer Advocates Enrollment Begins

The Nebraska Credit Union League (League) launched the Army of Volunteer Advocates (AVA) earlier this year to engage credit union volunteers interested in getting more involved in credit union advocacy efforts. Credit union volunteers can now enroll in the program.  {Read The Full Article}

Posted April 20th, 2020 No Comments
What Can CUs Do to Bring A Positive Message in This Time of Fear

We are facing an unprecedented time in our lives with the coronavirus upon us and people taking every imaginable precaution to “be safe” and survive the aftermath.  {Read The Full Article}

Posted April 20th, 2020 No Comments
Upcoming NCUL Events

Mark your calendars for the Fall upcoming events:


CU4Kids Carnival – August 4

Capital Club Classic Golf Outing – August 26

Social Media Bootcamp – September TBD

Compliance Conference – September 23-24

Annual Meeting & Convention – October 15-16


Posted April 20th, 2020 No Comments
MembersOwn CU Defeats NE Bankers’ FOM Lawsuit

A tremendous victory for MembersOwn Credit Union, and all Nebraska credit unions, is official following the passing of the deadline for the Nebraska Bankers Association and Nebraska Independent Community Bankers Association to appeal the District Court of Lancaster County’s decision to dismiss the lawsuit brought by the bankers against the credit union for expanding their field of membership into eight additional Nebraska counties.  {Read The Full Article}

Posted April 20th, 2020 No Comments
Exceptional Service in Unprecedented Times

Amid the daily release of new information regarding COVID-19 (coronavirus), the idea of business as usual has been turned upside down. In fact, there’s not much “as usual” going on anywhere these days. {Read The Full Article}

Posted April 20th, 2020 No Comments
How to Help – CU4Kids & Children’s Hospital During the Pandemic

During this uncertain time, we know that operations in your credit union have been changing by the day.  For many, fundraising has maybe been put on the back burner as we have to focus our energies on serving our members and taking care of our employees.  {Read The Full Article}

Posted April 20th, 2020 No Comments
Helping Credit Unions Cope with The New Normal

As credit union begin to adapt to a new reality to meet members’ needs – the League is here to help. We recognize that credit unions are having to remain nimble, find workarounds, and respond quickly as the situation develops. {Read The Full Article}

Posted April 20th, 2020 No Comments
Heartland Credit Union Association Councils

These councils will promote collaboration among all Kansas, Missouri and Nebraska credit unions as the primary source for uniting individuals and credit unions by sharing best practices, education, and resources. {Read The Full Article}

Posted April 20th, 2020 No Comments
Debit in the New Decade

Advance Your Digital Debit Experience

This past decade has been one of constant innovation in the financial space with new technologies and solutions being driven by consumer demands. For example, it was the consumer demand for safety and privacy that birthed the EMV chip card which has now become the standard for all debit and credit cards. However, with the additional security measures came longer checkout times, which caused consumer preferences to swing to a frictionless checkout process, with 61% of consumers stating this in a Celent poll of 40 financial institutions. This brought about contactless cards and mobile payments which use tokenization technology to both fulfill the need for safety while also drastically cutting down checkout times.

Technologies such as these will only continue to expand in this new and exciting decade and will affect the entire financial industry, especially the Debit space. It is imperative that financial institutions listen to what their consumers want and deliver the right technology that fits their customer base.

Why upgrade now?

Historically, merchants of all sizes have been slow to upgrade their Point-of-Sale (POS) terminals to allow customers to use the latest technology. This is due to most merchants preferring to wait and see if there is an actual need for it before investing in a widespread adoption. This has caused some financial institutions to take the same approach, waiting to invest in mobile/contactless payments until a clear market has been established. However, as Millennials and Generation Z continue to gain spending power, and with these customers wanting the latest tech, financial institutions need to make the switch now or risk losing this customer base.

Through expansion of their mobile and contactless payments offerings, financial institutions (FIs) can boost their debit business and create benefits for both them as well as their customers. Currently, debit cards are the most popular payment type for Millennials (39%) and Gen Z (31%) and second for Gen X (29%) and Baby Boomers (28%) (Statista). By allowing consumers to put their debit cards onto their phone through a mobile wallet, FIs are giving people convenience and ease of purchase. Whether they are buying online or at the register, empowering consumers with this safer, frictionless purchasing technology allows FIs to build a brand around innovation and being technology frontrunners. Banks and credit unions that are quick to adopt also begin to penetrate their cash-oriented transactions which do not gain revenue. In fact, according to a study by AT Kearney, contactless payments are expected to boost global card expenditure to $45 trillion by 2023.

There is also a lot of room for this technology to expand. With more and more technology being added to automobiles, it is only a matter of time before some type of payment method is integrated. Imagine uploading your debit card into your car and being able to use it for gas, toll booths, parking garages, drive through’s, etc. Not only would this provide even more convenience for the consumer, but would allow merchants to cut their bottom line by investing in this new tech.

Creating a common experience

For mobile and contactless to reach their potential in the Debit space, there needs to be a common, universally accepted experience. This can be done by creating a set process and expanding consumer awareness on where and when they can use their mobile wallets. Consumers need full transparency and an assurance that their mobile wallet will work at where they like to shop. By taking the thinking out of mobile and contactless payments, consumers will begin to develop the habit of just bringing their phone with them to shop, meaning the need for a physical plastic card will decrease.

Regardless of whether financial institutions remain skeptical, these new technologies are already here and the need to adopt is imperative in order to capture a market of consumers that want the newest tech. Certain FIs may not have to be the first to adopt, but by continuing to prolong the inevitable presents a risk that most banks and credit unions cannot afford to take.  For more information on FIS Debit, please Dan Collins @



Posted April 20th, 2020 No Comments
Three Ways to Stay Connected and Support One Another During Uncertainty

In just days, our world has dramatically changed; and our day-to-day realities have been flipped on their head. {Read The Full Article}

Posted March 25th, 2020 No Comments
A Message from the President: Battling the COVID-19 Outbreak Together

The League is committed to partnering with member credit unions to navigate the outbreak of COVID-19. Our number one priority is ensuring the safety and well-being of our staff, member credit unions and the communities in which we are engaged. {Read The Full Article}

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