![\"\"](\"http:\/\/www.ncultheaffiliate.com\/wp-content\/uploads\/2012\/09\/CFPB.jpg\")
A federal judge in Texas decided that the lawsuit challenging the Consumer Financial Protection Bureau\u2019s credit card late fee belongs in Washington, D.C.<\/p>\n[et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”0px|||||”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”1px|||||”][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
A federal judge in Texas decided that the lawsuit challenging the Consumer Financial Protection Bureau\u2019s credit card late fee belongs in Washington, D.C.<\/p>\n
\u201cThis case does not belong in the Northern District of Texas and certainly not in the Fort Worth Division,\u201d U.S. District Judge Mark Pittman, of the Northern District of Texas, ruled in the lawsuit filed by the American Bankers Association, the U.S. Chamber of Commerce and other trade groups. He added, \u201cVenue is not a continental breakfast; you cannot pick and choose on a plaintiffs\u2019 whim where and how a lawsuit is filed.\u201d<\/p>\n
The groups had asked for an injunction blocking implementation of the rule, which will limit most credit card late fees to $8. When Pittman did not issue an injunction, the groups filed a request with the Fifth Circuit Court of Appeals requesting an emergency order blocking the rule.<\/p>\n
Notably, the Fifth Circuit Court of Appeals is the same court that has found the CFPB\u2019s funding mechanism unconstitutional.<\/p>\n
Meanwhile, the CFPB had filed a request to transfer the case to the U.S. District Court for the District of Columbia, where the majority of the plaintiffs and their attorneys work.<\/p>\n
\u201cA review of the record shows there are ten attorneys spanning five different firms or organizations representing the various Parties in this case,\u201d Pittman wrote, in his decision.\u201d Of the ten, eight list their offices in the District of Columbia.\u201d<\/p>\n
\u201cNotably, Plaintiffs do not identify any substantial or practical issues with this case being held in Washington D.C,\u201d he continued.<\/p>\n
Critics have accused the ABA and the Chamber of filing the lawsuit in a state where judges are more conservative than they are in other areas of the country.<\/p>\n
Indeed, another federal judge in the Northern District of Texas on Friday blocked the implementation of federal anti-redlining rules. Judge Matthew Kacsmaryk blocked implementation of the revised Community Reinvestment Act rules that had been issued by the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. He said the rules went further than the law allows.<\/p>\n