<\/em>jwoods@dolphindebit.com<\/em><\/a>
SVP, Marketing & Partnerships, Dolphin Debit<\/em><\/p>\n
Fall is upon us and we\u2019re heading into planning season.\u00a0 There is a lot to consider this year.\u00a0 It seems like there\u2019s more uncertainty for the near-term future than there normally is.\u00a0 We\u2019re in a qualified recession (although we\u2019re not stating it officially), we have mid-term elections coming in November, inflation is above 8% with little signs of a reprieve and although we\u2019ve been adding jobs at a considerable pace, wait times and member service still seem to be feeling the effects of the pandemic shutdown and subsequent \u201cGreat Resign\u201d.<\/p>\n
This weakening of service & response is affecting every industry.\u00a0 Every one of my business trips has been met with longer lines, closed-early signs or an interaction with someone completely overworked and exhausted from pulling the weight of two or more employees that have gone missing in action.<\/p>\n
As we head into budget and planning season, we need to take the issue of weak service & staffing into account and consider how to put our credit union in the best situation possible to avoid poor service, slow response and general lack of empathy. And not just from our own front line and member facing staff, but from our vendors and business partners as well.<\/p>\n
Self-service access through mobile apps, online banking & ATMs are great ways ensure your credit union can continue to provide strong service and access for your members.\u00a0 But, these access points are not immune to under-staffing and the resulting poor service.\u00a0 Take your ATMs & ITMs (if you\u2019ve taken the leap).\u00a0 Keeping an ATM up and running takes the work of four to five different vendors as well as your branch, operations and accounting staff.\u00a0 You may not even be fully aware of all the hands involved in your ATM program.\u00a0 And this coordination of efforts to keep your fleet running smooth is more expensive and time consuming than you realize.<\/p>\n
ATM-as-a-Service (or ITM-as-a-Service) is not a new concept, but it is catching on with more credit unions now than ever.\u00a0 ATMs have evolved from after-hours access to an extension of the branch, a means for teller interaction and the beginnings of new market expansion.\u00a0 As the ATMs responsibility grows, so does the need for better program management.\u00a0 Outsourcing to an ATM-as-a-Service focused entity provides a layer of expertise that was not available to you before.\u00a0 It also alleviates your staff from having to coordinate internal and external vendor efforts when issues arise.\u00a0 And it provides economies of scale for service contracts, equipment and software procurement.<\/p>\n
Whether planning for different branch approaches, market expansion or focusing on providing the optimum member experience, make sure to give strong consideration to the evaluation of your ATM or ITM fleet this Fall.\u00a0 Would your credit union be better served by a business-as-usual approach or by an industry expert that can help you reduce costs, develop a strategic plan and implement a stronger program for your member access?\u00a0 Click the link in the email to request a consultation today.![\"\"](\"http:\/\/www.ncultheaffiliate.com\/wp-content\/uploads\/2021\/03\/dolphin.png\")
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[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n ","protected":false},"excerpt":{"rendered":"
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